Operations - Risk Management


Risk Management & Workers’ Compensation FAQs


The following is a FAQ page for Risk Management and Workers’ Compensation. This page will be updated as new questions and answers are received.


  • Q. In reference to Crime Fidelity Insurance, what are “Employee Dishonesty”, Class 1 Employees?
  • A. Class 1 Employees are ratable employees. Ratable employees consist of all management positions (agency heads, assistant agency heads, directors, assistant directors, bureau chiefs, assistant bureau chiefs, supervisors, presidents, comptrollers, etc.), all officers, police officers, and all employees who handle, have custody, or maintain records of money, securities and/or other property (cashiers, accountants, bookkeepers, mail room personnel, etc.).
  • Q. What are some of the reasons for increased premiums?
  • A. Some of the reasons for increased premiums are new claims, exposures, new payments and historical losses. DFS will provide a more specific reason on a case by case basis.
  • Q. Are all disabilities covered under Workers' Compensation?
  • A. No. Only those disabilities that are causally related to an accidental injury “arising out of and in the course of the employment” or to occupational disease, are compensable.
  • Q. My employer and the insurance company have denied my claim for workers' compensation benefits. Do I need legal representation to get my benefits? What should I do?
  • A. It is your decision whether or not to hire an attorney. However, the EAO can assist you and attempt to resolve the dispute. If unable to resolve, the EAO can further assist you in completing and filing a Petition for Benefits. This service is provided at no cost to you. For assistance call: (800) 342-1741 or email wceao@myfloridacfo.com. For the location of the nearest EAO, see District Offices.
  • Q. If I'm only temporarily disabled, how long can I get these checks?
  • A. On Wednesday November 9th, 2016, The First District Court of Appeal ruled that temporary partial benefits are payable for 260 weeks, not the current 104 weeks as provided in statute. The court applied the ruling in Westphal by the Supreme Court extending temporary total benefits to 260 weeks and now applied this period to temporary partial benefits.



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